Consumer Bankruptcy

My clients are often concerned that Employers or governmental agencies can discriminate against persons who file bankruptcy.

They shouldn't be.  It is illegal for either private or governmental employers to discriminate against a person as to employment because that person has filed under Chaper 7. It is also illegal for local, state or federal govenmental units to discriminate against a person as to the granting of licenses (including driver's license), permits,student... Read More

By far the most prevalent myth concerning bankruptcy is that if you file a bankruptcy petition you will incur an automatic prohibition from obtaining new credit for a certain number of months or years after the case has been concluded. This is entirely false and stems from a misunderstanding of the fact that a bankruptcy filing, like all other negative credit information, will remain on your credit profile for ten years. The truth is that there is absolutely nothing in the Federal... Read More