Bankruptcy Basics

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Will Filing for Bankruptcy Stop a Civil Lawsuit?
Find out what happens if you file for bankruptcy while being sued. ... READ MORE

What Do I Need to Do to Start the Bankruptcy Process?
Find out what it takes to file for bankruptcy. ... READ MORE

How to Choose the Right Bankruptcy Chapter: When Chapter 13 Makes Sense
Chapter 13 bankruptcy might be right for you if you need to save your house, car, or other property; if you have nondischargeable debts, such as past due taxes or support arrearages; or if you've recently filed for Chapter 7 bankruptcy. ... READ MORE

How to Choose the Right Bankruptcy Chapter: When Chapter 7 Makes Sense
Chapter 7 bankruptcy might be right for you if your income is low; if your debts are the type that will be wiped out; and if you don't own a lot of property. ... READ MORE

How to Protect Property Using Exemptions in Chapter 7 and Chapter 13 Bankruptcy
Learn what you must do to keep your property when you file for bankruptcy. ... READ MORE

What Are Federal Bankruptcy Exemptions?
Learn about the property that you'll be able to protect using the federal bankruptcy exemptions. ... READ MORE

Chapter 7 Bankruptcy: How to Keep or Let Go of Secured Property
When you file for Chapter 7 bankruptcy, you must tell the court and your lender whether you want to keep your secured property, such as a house or car, or let it go back to the bank. Here's how you do it. ... READ MORE

Debt That's Wiped out in Chapter 13 Bankruptcy but Not in Chapter 7 Bankruptcy
Chapter 13 bankruptcy allows you to discharge more debts than a Chapter 7 bankruptcy. ... READ MORE

Chapter 7 Bankruptcy Exemptions: What Property Can I Keep?
When you file for Chapter 7 bankruptcy, you can exempt (keep) the property you need to live and work, such as furniture, clothing and an inexpensive car. ... READ MORE

Can I Get Rid of Tax Debt in Bankruptcy?
While income taxes usually don't go away in bankruptcy, Chapter 7 and Chapter 13 might provide relief. ... READ MORE


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Bankruptcy Questions

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If you personally guaranty the lease then yes, you would still be liable for the lease if your company was insolvent.  The key is to sign the lease only on behalf of the company.  However, i ...Read more

You can file bankruptcy by yourself regardless of whose name the debts are under. But your spouse's income, expenses, assets and debts must be included in the filing (and analysis for eligibility). M ...Read more

The bankruptcy can be individual or joint.  A bankruptcy lawyer can determine which is the best way to go.

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Two birds with one stone

A bankruptcy will discharge individuals of most judgments, but not all. Certain claims may be excepted from a debtor’s bankruptcy discharge based on how the claim arose. For example, claims &#82 ... Read more

Benefits of Bankruptcy

Bankruptcy aids individuals or businesses that are in large debt and are unable to pay it. Those who take advantage of bankruptcy are able to start building their credit. It provides a considerable re ... Read more

Can I Go To Jail For Defaulting On A Payday Loan?

Some payday lenders threaten to call the police if the check bounces, prompting one to ask, “can I go to jail for defaulting on a payday loan?” A payday loan is usually a small loan with a ... Read more

Bankruptcy Is Constitutional

Bankruptcy is specifically mentioned in the United States Constitution. The United States Constitution states: “[The Congress shall have Power] to establish . . . uniform laws on the subject of ... Read more

Ohio Bankruptcy Exemptions

People considering bankruptcy are usually concerned with whether they can still keep their houses, cars, furniture, clothing and the tools they use to make a living. The good news is that Ohio has gen ... Read more

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