Lawyers.com > Discuss Your Legal Issue > Ask a Lawyer > Bankruptcy > My name is Lucile i was wondering what i need to do for a garnishment on my wages

My name is Lucile i was wondering what i need to do for a garnishment on my wages

1 Answers. Asked on Feb 25th, 2017 on Bankruptcy - Georgia
More details to this question:
How to stop garnishment on wages
Answers Showing 1 out of 1
Answered on Feb 27th, 2017 at 7:39 AM

In Georgia, if a creditor sues and gets a court judgment on the debt, it can file a garnishment action to collect the judgment.  By the time this occurs, it is normally too late to dispute the debt.  So, your options are limited.  You can try to negotiate a settlement of the claim by contacting the attorney that filed the garnishment action, but this will likely require a lump sum payment and/or a significant monthly payment.  By the time the case has gone this far, many creditors simply won't negotiate anything other than a lump sum settlement.

If settlement is not an option, bankruptcy options may need to be considered.  You may be able to discharge the debt completely in a Chapter 7 bankruptcy.  In a Chapter 13 bankruptcy, the debt may be paid a small percentage, or in many cases nothing at all, as part of a plan that deals with all of your debts.

The most important thing to remember is this.  Get immediate advice from a qualified, experienced attorney.  There is no substitute for experience.  Most good attorneys that handle debt matters offer a free initial consultation.  Don't wait.  Get help today.

MORGAN & MORGAN ATTORNEYS AT LAW, P.C. IS LOCATED IN ATHENS, GEORGIA.  WE HAVE MORE THAN 30 YEARS EXPERIENCE HELPING PEOPLE WITH BANKRUPTCY AND DEBT RELIEF, SOCIAL SECURITY DISABILITY, WORK-RELATED INJURIES, AND OTHER LEGAL PROBLEMS.  VISIT OUR WEBSITE AT WWW.MORGANLAWYERS.COM OR CALL (706)548-7070.

 

 

 

Our response is for general information only. No attorney client relationship is created. Always consult with a qualified attorney directly.

Report Abuse
Bankruptcy
If you're struggling to pay off your delinquent debts and getting hounded by collection agencies, then it's time to address your financial problems. And filing for personal bankruptcy may be the ideal solution. Whether you're an individual or married couple considering Chapter 7 or Chapter 13 bankruptcy, or a business considering a Chapter 11 reorganization, or a farmer considering Chapter 12, you need the advice and guidance of an experienced bankruptcy attorney. Your lawyer can help determine which form of bankruptcy is right for you, prepare and file all of the paperwork, and advise you throughout the bankruptcy process.
Have an Bankruptcy Question?
It’s Free & Easy.
Ask a Lawyer
Top Contributing Lawyers
Mark Tischhauser, Esq.

Attorney - Florida

332 Answers, 19 Legal Topics

Patrick Johnson

Attorney - Tennessee

242 Answers, 44 Legal Topics

Michael D. Siegel

Attorney - New York

157 Answers, 27 Legal Topics

Michael E. Fiffik

Attorney - Pennsylvania

131 Answers, 22 Legal Topics

Lori Nevias

Attorney - New York

120 Answers, 33 Legal Topics

R. Sam Price

Attorney - California

91 Answers, 14 Legal Topics

Bruce Robins

Attorney - New York

91 Answers, 8 Legal Topics

Bankruptcy Local Law Firms  
In United States change location
×
Please select state Update
Do It Yourself Legal Forms
Go

Popular Forums