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How often can you file bankruptcy

1 Answers. Asked on Jul 26th, 2017 on Bankruptcy - Illinois
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Wanted to know how often you can file bankruptcy I'm in quite a bit of debt and I need to file bankruptcy I live in the state of Illinois
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Answered on Jul 27th, 2017 at 12:22 PM

It depends on what is being filed and what was filed before. 

Basically, there is 8 years between Chapter 7 filings.  If the prior filing was Chapter 13, the wait is 4 years. 

The better advise is to consult a Bankruptcy attorney to verify as to your situation.  For example, there may be other orders entered by the Bankruptcy Court that forms a bar to any filing.  Also, where a move between states occurred, there are different time contraints for both venue and exemptions.

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If you're struggling to pay off your delinquent debts and getting hounded by collection agencies, then it's time to address your financial problems. And filing for personal bankruptcy may be the ideal solution. Whether you're an individual or married couple considering Chapter 7 or Chapter 13 bankruptcy, or a business considering a Chapter 11 reorganization, or a farmer considering Chapter 12, you need the advice and guidance of an experienced bankruptcy attorney. Your lawyer can help determine which form of bankruptcy is right for you, prepare and file all of the paperwork, and advise you throughout the bankruptcy process.
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