It really depends if you are doing a Chapter 7 or Chapter 13 bankruptcy. Typically, your cars will be paid off within your Chapter 13 bankruptcy. Therefore, you should receive the title. If you do a Chapter 7 then it wouldn't have an impact on your vehicles unless you surrendered them within the bankruptcy. If you surrendered them then you should turn them back in.

It also depends if you signed a reaffirmation agreement for the vehicles. If you did, then you are sitll responsible for the automobile payments even after a discharge.

Terry Duncan
Charlotte Bankruptcy Lawyers