There's no way to answer your question without having a comprehensive consultation with a bankruptcy attorney in your area. Whether or not you can keep any asset depends on a number of factors, including the value of the assets, amount of equity in them, which bankruptcy chapter you file, and the exemptions you have available to protect those assets.

Exemptions are "protections" for value you have in certain assets such that they are "exempt" from collections. Every state has different exemptions amounts available. Exemption laws are based on the state where you resided for the 2 years prior to filing your bankruptcy case or, if you lived in more than 1 state during that period, in the state where you resided for the greater part of the 180 days prior to that 2 year period.

Mark J. Markus, Attorney at Law

Handling exclusively bankruptcy law cases in California since 1991.

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