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The answer is probably. More than the existence of debt goes into a BK determination.  There is also the question of exemptions (a determination of what property, if, any, may be subject to turn ...Read more

What is your question? Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board o ...Read more

This is a tricky situation.  The house may be fully liened (through the reverse mortgage) and left with less than $15,000 of equity [the amount you are allowed to protect via statute], but it may ...Read more

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What’s the difference between chapter 7 and chapter 13 bankruptcy?

The vast majority of bankruptcies are filed under either chapter 7 or chapter 13.  If you file bankruptcy, you will need to determine which is the better choice for you. Chapter 7: Liquidation If ... Read more

How Arizona Prison Workers Escaped Jail Time for Sex Crimes

Earlier this month, it was reported that 13 prison supervisors accused of committing rapes and other sexual-related crimes against prisoners under their watch were each offered plea deals that include ... Read more

Your Rights Before and After Debt Settlement (Part II)

The rights and protections you enjoy as a debtor in the United States do not go away once you have applied for or been accepted into a debt settlement program and had your settlement plan approved by ... Read more

Is it a SCAM???

Scammers are constantly out there, be aware of scams of all types, there are many types of fake bill collectors.  It is a good reminder to follow your instincts, if a creditor is being a bully, o ... Read more

Chapter 13 Offers More Flexibility in Bankruptcy than Chapter 7

Way back in 2005, President Bush signed into law the 2005 Bankruptcy Reform Act, officially known as the Bankruptcy Abuse Prevention and Consumer Protection Act. One of the stated missions of the &#82 ... Read more

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