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You will not be able to discharge the IRS claim if you have a plan.  The rest of your analysis is correct, subject to review of the documents.  IRA accounts are generally exempt, and the oth ...Read more

I'm not sure I understand your question.  If you file bankruptcy you must list all your assets and all your debts.  If you owe a debt to your ex, then you must list her as a creditor.   ...Read more

A Bankruptcy is a federal action.  Per the Illinois statutes, only Illinois exemptions are allowed.  However, those are in the Illinois statutes and, as such, applicable to being asserted in ...Read more

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Can I Go To Jail For Defaulting On A Payday Loan?

Some payday lenders threaten to call the police if the check bounces, prompting one to ask, “can I go to jail for defaulting on a payday loan?” A payday loan is usually a small loan with a ... Read more

Bankruptcy Is Constitutional

Bankruptcy is specifically mentioned in the United States Constitution. The United States Constitution states: “[The Congress shall have Power] to establish . . . uniform laws on the subject of ... Read more

Ohio Bankruptcy Exemptions

People considering bankruptcy are usually concerned with whether they can still keep their houses, cars, furniture, clothing and the tools they use to make a living. The good news is that Ohio has gen ... Read more

Ohio Homeowners Get Greater Protection In Bankruptcy

In Ohio, you can now keep even more of your assets when you file for bankruptcy. Starting April 1, 2013, each person can keep up to $132,900 of equity in their home, which adds up to $265,800 for a ma ... Read more

The Most Common Reason People Seek Bankruptcy

Curious about the most common reason people seek bankruptcy? The team at The Semrad Law Firm provides the answer in the blog below, an answer that could be surprising to the masses. If you ask a handf ... Read more

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